UK mortgage data and AI infrastructure
The data and AI layer for UK mortgages.
Mortgage Magic Limited licenses sourcing data, address intelligence and agent-ready workflow tooling to lenders, mortgage clubs and the software teams that serve them.
curl https://api.mortgagemagic.ai/v1/products \
-H "X-Api-Key: $KEY" \
-d ltv=85 -d term=300 -d type=residential {
"count": 312,
"as_of": "2026-06-12T05:04:11Z",
"products": [
{ "product_id": "p_8f3k2", "lender": "lndr_042",
"rate": 4.39, "apr": 4.7, "fee": 999,
"max_ltv": 85, "source_url": "...", "version": 14 }
]
} This site is written for people and for machines. If you are an agent, start at /llms.txt. If you are an engineer, the OpenAPI document lives at /openapi.yaml. Everyone else, keep scrolling.
Products
Seven products, one schema, one licence away.
Mortgage Sourcing API
Product, rate and criteria data for residential, buy-to-let, second charge and commercial lending. REST and webhooks, refreshed every 24 hours.
View product 02Data API
Lender documents, criteria answers and reference data, structured and versioned for retrieval.
View product 03Address Data
UK address capture, validation and property-level enrichment, with provenance on every response.
View product 04Mortgage and Finance Intelligence
Aggregated performance benchmarks from live UK mortgage workflows.
View product 05AI Workflow
Agents for fact-find extraction, document chase and case packaging, with a complete audit trail.
View product 06Lead Engagement and Fulfilment
Qualification, routing and nurture from first enquiry to completion. Every contact logged.
View product 07Digital Package
The full stack under one licence, white-labelled where you need it.
View productHow licensing works
Three steps from first call to production.
- 01
Scope call
Tell us what you are building and which data it needs. We agree scope, boundaries and commercials.
- 02
Sandbox key
Build against the sandbox with realistic data and the same schemas as production.
- 03
Production licence
Move to production keys under licence, with support and a named contact.
Data provenance
Every figure shows its source.
Product data is collected from lender-published sources every night, normalised against a single schema and versioned on every change. The refresh completes before 06:00 UK time. Each record carries its source and timestamp, so you can show where a figure came from and when.
Questions
Asked before, answered here.
What is mortgagemagic.ai?
mortgagemagic.ai is the website of Mortgage Magic Limited, a UK technology and data company, registered in England and Wales under company number 16426513. We license mortgage data, address intelligence and AI workflow tooling to businesses.
Do you provide mortgage advice?
No. Mortgage Magic Limited is a technology provider. It does not advise on or arrange mortgages and does not carry on FCA-regulated activities.
Where does the product data come from?
From lender-published sources, collected and normalised every night. The refresh completes before 06:00 UK time and every record is versioned with its source.
Who can use the APIs?
Businesses under licence: lenders, mortgage clubs, networks, brokerages and software vendors. This is not a consumer service.
How do I get access?
Contact us, agree scope, receive a sandbox key, then move to a production licence.
Can AI agents use this site?
Yes. Start at /llms.txt. The API surface is described at /openapi.yaml and the agent card sits at /.well-known/agent-card.json.